While it depends on who you see and your insurance, below are some common payment options when it comes to therapy.
- Insurance for in-network care: your insurance pays for at least part of your therapy if they are an in-network provider
- Insurance for out-of-network care: your insurance covers an agreed-upon amount. Usually a reimbursement.
- Out of pocket: If your insurance does not cover out of network therapists or if your therapist does not accept insurance then you have to pay out of pocket.
- Sliding scale: Sone providers may offer the option to pay what you can or pay based on however much money you make.
- Super bill: Some providers may offer a super bill, which serves as an invoice type of bill to your insurance for potential reimbursement for services.
Do not be afraid to ask for a referral from a therapist if you are unable to pay and/or if it is not a good match! Remember your mental health treatment is specific to YOU.
*Check with your insurance to find out about coverage*