You may view your individual student budget on your self-service financial aid webpage. Summer 2020 may appear as an estimate budget, but enrollment is optional and you will not be charged if you do not enroll.
Cost of Attendance
Knowing the cost of attendance and the date that your financial aid will be disbursed can help you budget and better plan the financing of your education. The cost of education components include: tuition, fees, books, room, board, miscellaneous, and transportation. They are based on average costs for an academic year. Our office takes the cost of attendance into consideration, along with your financial need, when awarding scholarships, work-study and loans. The combination of any federal, state and institutional aid cannot exceed the cost of attendance. The official cost of attendance is based on the following expenses:
2020-2021 Academic Year – NOT LIVING WITH PARENTS
Full-Time Part-Time
| Fall/Spring | Per Semester | Fall/Spring | Per Semester | |
| 9 Months | Fall 4/Spring 5 Months | 9 Months | Fall 4/Spring 5 Months | |
| Tuition & Fees | 35,650 | 17,775 (Fall) 17,875 (Spring) |
24,000 | 11,950 (Fall) 12,050 (Spring) |
| Books | 2,228 | 1,114 | 1,670 | 835 |
| Room & Board | 13,770 | 6,885 | 13,770 | 6,885 |
| Misc./Personal | 3,606 | 1,803 | 3,606 | 1,803 |
| Transportation | 2,796 | 1,398 | 2,796 | 1,398 |
| Loan Fees | 825 | 825 | 825 | 825 |
| Total | $58,875 | $29,900 | $46,667 | $23,796 |
Tuition Rate: $1,165/hour + $300 fee
*Fulltime is based on 30 credit hours plus fees
*Academic Year Budget subject to change for new academic year 2020-2021
2020-2021 Academic Year – LIVING WITH PARENTS
Full-Time Part-Time
| Fall/Spring | Per Semester | Fall/Spring | Per Semester | |
| 9 Months | Fall 4/Spring 5 Months | 9 Months | Fall 4/Spring 5 Months | |
| Tuition & Fees | 35,650 | 17,775 (Fall) 17,875 (Spring) |
24,000 | 11,950 (Fall) 12,050 (Spring) |
| Books | 2,228 | 1,114 | 1,670 | 835 |
| Room & Board | 6,886 | 3,443 | 6,886 | 3,443 |
| Misc./Personal | 3,606 | 1,803 | 3,606 | 1,803 |
| Transportation | 2,796 | 1,398 | 2,796 | 1,398 |
| Loan Fees | 825 | 825 | 825 | 825 |
| Total | $51,991 | $26,458 | $39,783 | $20,354 |
Tuition Rate: $1,165/hour + $300 fee
*Fulltime is based on 30 credit hours plus fees
*Academic Year Budget subject to change for new academic year 2020-2021
2020-2021 Disbursement Dates
| Period of Enrollment | Scheduled Disbursement Date (Loans only) | STCL Scholarships & TEG Disbursement Date |
| Fall 2020 | 08/10/2020 | 09/14/2020 |
| Spring 2021 | 01/04/2021 | 02/08/2021 |
| Summer 2021 | 05/17/2021 | |
| Winter Intersession | 01/06/2020 | |
| Summer Intersession | 08/12/2019 |
Disbursement Q & A
Q: What is a disbursement?
A: A disbursement occurs when the Financial Aid Office credits your financial aid to your student account.
Q: What is a refund and when will I receive it?
A: You will receive a refund if your financial aid is greater than your tuition and fees. Refunds are processed through the Accounting Services Office within 14 days of the disbursement date.
Q: Will I be notified when my loans have been disbursed?
A: Yes, the Financial Aid Office will email you when we have disbursed your student loans to your student account. If you should choose not to accept all of the loan funds at the time of disbursement, please email the Financial Aid Office at faid@stcl.edu
Q: What if I drop my classes before the end of the add/drop period?
A: If you drop all of your classes before the end of the add/drop period, the Financial Aid Office must return all of your loan funds to the U.S. Department of Education. If you received a refund, you must return it to the Accounting Services Office.
Q: What if I change my status from part-time to full-time after I received my refund?
A: If you change your enrollment status from part-time to full-time, you must email the Financial Aid Office at faid@stcl.edu if you wish to increase your student loans to cover your additional costs. Your loan amount will not automatically be increased.
Q: What if I change my status from full-time to part-time after I received my refund?
A: If you change your enrollment status from full-time to part-time after you receive your refund, the Financial Aid Office will recalculate your financial aid eligibility. As a result, you may need to return a portion of the refund that you received. It is advisable to see a Financial Aid Counselor before changing your enrollment status from full-time to part-time.